Employers Paying a Large Portion of Opioid Crisis Costs


Employers need to understand and appreciate that the opioid crisis isn’t just impacting disenfranchised and unemployed Americans. Working adults are addicted to opioids too. You need to take steps to combat the issue because it’s impacting more than just your healthcare costs. Take a look at the 2016 numbers released by the Kaiser Family Foundation:...

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Employers Focus on Mental Health to Improve Bottom Line


It seems to be a good and important time to discuss the effects mental health has on the workplace and the new trends in getting help. According to the National Institute of Mental Health, 26% of American adults suffer from a diagnosable mental illness such as anxiety or depression every year. Unfortunately, more than half...

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Poor Health Increases Disability and Workers’ Compensation Costs


Unum released the results of a 10-year study of the top 10 causes of disability. Those causes of both short- and long-term disabilities may surprise you: 2 of the top 5 causes of long-term disability are health-related. 2 of the top 5 causes of short-term disability causes are health-related. Unum attributes age as a leading...

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How Does Your Health Benefit Plan Stack Up?


Designing the optimal benefit plans for employees is a goal of most employers. Data analytics provides a huge assist in doing that. It is also nice to see where your plan designs fall when looking at other employers around the country. I’m using charts from the 2017 Kaiser Family Foundation (KFF) employer health benefits survey...

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Make Data Transparency a Goal this Renewal Season


Springtime not only brings rain showers and blooming flowers, but also starts renewal season for employee benefit programs. It’s during this critical time that you’re in the favorable position to review how your plans have operated, to seek out different options from vendors and carriers, and to choose the best plans for you, your employees,...

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