Healthcare Consumerism

Only a short time ago, consumerism in healthcare was not existent, like replay review in sports or Uber in the transportation industry. The reason for the lack of consumerism is...

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Is There a Gender Bias in Financial Wellness?

Is there a gender bias in financial wellness? The short answer is yes. But still read the blog! A report by the National Institute on Retirement Security found that women...

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Why You Should Assess Employees’ Retirement Readiness

The number of older Americans working in the US rose to 8.9 million in 2016, a 35% increase from the 6.6 million employed in 2011 (Bureau of Labor Statistics-BLS). The...

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Will Millennials Have a Tougher Time Retiring?

That is a hard question to answer because the definition of retiring is changing. We need to adjust our antiquated view. The Social Security Act of 1935 established the normal...

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The Wrath of Comorbidity

The importance of maintaining health or managing diseases is obvious when controlling healthcare costs, population health, and personal health. It also crosses the human capital spectrum with its effects on...

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Health Spending as it Relates to Income

The dominant healthcare coverage these days are plans that have a deductible, meaning employees must pay for first dollar coverage. According to the Kaiser Family Foundation, more than: 80% of...

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Breaking Down Employee Benefit Data Silos

Collecting health data can provide numerous insights into cost drivers, unnecessary costs, and potential savings. It is obviously very important to capture this data. Sometimes getting a big picture view...

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The Value of Wellness Plans

Wellness plans, or at least features of a wellness plan, are a popular benefit offered by employers. But a complete integrated buy-in of wellness plans does not really exist among...

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Social Determinants of Health

How much of our health and well-being can we control? It turns out to be a large portion. At least where we have some control. The chart to the right...

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2018 Financial Wellness Update

From a macroeconomic perspective, the financial wellness environment slightly improved from last year. Results and opinions around financial stress and retirement confidence have not changed much from last year, according...

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